RSS Feed

Props to Credit Score Aid Programs

2013/04/16 by editor

I wanted to give a big shout out to The Center for Working Families, at Kennedy-King College–  a non-profit organization that works to help people turn around or establish credit through an incremental system of borrowing and paying back money. The center is part of Metropolitan Family Services, an admirable organization that prides itself in “responding to the evolving and critical needs of families in Chicago and the suburbs… providing the help and hope needed to support the amazing strength of families during the difficult times in life.” I stumbled upon this story about one man in particular that really touched me, and I just had to share. It’s a story of hard work and triumph, with the help of some people who care a whole lot. It’s amazing to me what people can accomplish together. Here is the story of Nigel Williams as told by Wendell Hutson of the DNAReporter:

“A year ago, Englewood resident Nigel Williams had a credit score of 0 — and huge hurdles to climb in finding a job or buying a home. Williams had moved to Chicago three years ago from Jamaica, where “you could use cash for everything and did not need a credit card,” said Williams, who never had a bank account or even applied for credit. “But I quickly learned once I came to America that credit is a must over here.”

But today, Williams’ credit score is 701 — thanks to The Center for Working Families at Kennedy-King College. He has four bank accounts and a Visa with a $3,000 credit limit.”

Click here to read about how the Center for Working Families helped one man literally change his life through bettering his credit score.

Now don’t get so high and mighty as to think that there are probably other causes “more worthy” of people’s time than helping others work on their credit score. The fact is that in most other countries–even European first-world ones–a credit score is not needed, not looked at, not regarded. But in the U.S., having a good or at least decent score is often times the only thing in between people being able to buy a house or car, which would literally change their life. So yes, it can be a life-changing, life-bettering experience.


No Comments »

No comments yet.

Leave a Reply

Your email address will not be published. Required fields are marked *

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>